Involvement of drivers in one fatal auto accident happens at least one time in their lifetime. Thankfully, the automobile is improving significantly and safer now than it was in past times. With the yearly increase of vehicle incidents, which range from parking lot fender benders, and up to multi-car collisions that are causing more death. Recent stats from 2014 given by the National Highway Traffic Safety Administration, for the year 2014, point out those incidents were down slightly below 1% for the entire year. Overall, approximately 2,300,000 people suffered injuries, and 32,675 people lost their lives due to car crashes in 2014, this amounts to about 90 people each day nationally dying because of automobiles.

No matter how carefully we drive, things beyond our control always cause accident.

This includes icy and snowy conditions, rain and actions of other motorists. Accident happens without leaving any sign, like driving into another vehicle, this can be a best time you need to know how to approach car accident properly. Progress insurance rates with an instant quote from good to go insurance today.

They are some few steps to take if it happens that you’re in an unwanted situation due to car accidents.

1. Call and report the incident to get medical help

When you have the strength to call 911 operators, for you to get medical help by letting them concerning the accident, don?t hesitate to do so. It is usually advisable to play safe, to prevent any serious injury that may result from the accident, even though it generally does not leave any physical sign, such as attack, shock, etc. Sometimes, accidents leave people filled with adrenaline and their body may feel ok but later go into shock. The 911 operator may also inform the police about the incident.

2. Ensure that your Car has gone out if Danger

If you grab yourself in a minor crash, and your vehicle is subjected to the road of oncoming traffic, you then need to move it out of danger without the delay. Although, this may hurt the data of who was responsible, but it may possibly also save your life. Many times after accidents, cars that are not moving end up getting slammed into by coming vehicles, especially when the weather is bad leaving the drivers with low visibility. Each year, there are lots of cases of a major accident due to fog causing terrible accidents and death. Remember always to place the safety of yourself and passengers first.

3. Get the information of the Parties Involve Immediately

If there is a major accident and it happens to be you that have the strength to get some valuable information that can help the situation, I am going to urge you to do so. The responding officers will gather evidence on who is faulty and the cause of the accident. What you should do is get several important pieces of info immediately. This includes:

* The name, home address and current phone number of the person

* The license plate

* The damage that occurred to your automobile and the other driver

* The name of the automobile that hits you

* The other party?s insurer, including agent, policy number and contact number

* Take photos of the damaged section of your car

In the event that another party did not give you the information you will need, wait until the police get to the scene. The police officer will be able to get this info for you.

The next step is to call your agent and notify your agent of the accident

Your agent will show you through the claim process and help you answer any questions you may have. An adjuster might turn out to the scene of the incident and do an investigation. However, it is more common that an appointment will be set-up to examine the damage done to your vehicle. Your adjuster may also investigate to know who’s at fault for the accident and use the police in doing this. The final decision of who’s responsible will be created by a officer, not your insurer.